Hail Dent

Hail is a form of precipitation that occurs when updrafts in thunderstorms carry raindrops upward into extremely cold areas of the atmosphere where they freeze into balls of ice. Hail can damage aircraft, homes and cars, and can be deadly to livestock and people. Hail is spheroid particles of ice that fall from storms. The 1″ is a magic number only because it is defined as such. Hail smaller than 1″ can still do damage. To some structures, hail greater than 1″ will not cause damage. Some in the severe weather field will consider 1/2″ or greater as the size to alert on while others do not feel an alert is warranted until the size is 1″ or greater. Below are a variety of my thoughts on the hail size issue. The Dent Shop  (469) 233-5880

The wind speed will enhance the hail dent. For example, hail being blown by a 70 mile per hour wind is capable of doing more damage than hail falling in light wind. In a severe storm situation, the hail size can often be greater than 1″ combined with severe winds. This type of situation can cause hail dent. A hail size of less than 1″ that is blown by very strong wind can still do significant damage to crops. To farmers, any hail size is too huge.

Warm weather tornadoes, floods and hail storms are running their way across the nation, leaving wrecked, drenched, dinged up and damaged automobiles in their wake.

The professionals at Dent Shop are willing to help.  During spring storms, they see a huge number of automobiles harmed by falling trees, debris, wind, water, and hail. They give the following advice to help car owners handle spring storms – before and after. The Dent Shop  (469) 233-5880

There is not an exact way to know the hail size any one place will experience. One place could have golf ball size hail while a mile away there is just marble size hail. Because the hail size is vary, the damage will be varyalso. The damage will be much more extreme where the hail sizes are the largest. When a warning is issued from a storm for large hail you could end up getting large hail, small hail or no hail from the storm depending on where exactly you are in relation to the storm.

If it’s your vehicle that’s been damaged by hail,  CarInsurance.com offers advice on whether you should bother to claim the damage on your insurance or fix it out of pocket, whether you should have the damage repaired at all and if you should even keep your hail-damaged car. First, remember that hail dent is only covered by a comprehensive policy, and that if the damage doesn’t exceed your deductible, it’s probably not worth claiming at all.The Dent Shop  (469) 233-5880

If you own the car outright and choose to live with the hail dent, opting to pocket the insurance-claim check, remember that the amount will be deducted from future damage claims. If you still owe a lender, you’ll likely have to fix the car, as any settlement check will be made payable to you and the lien holder.

If your hail-damaged car is declared a total loss and your state allows hail dent as the sole reason for a salvage title, the damage will show up on the title.

“Many states have a ‘hail’ designation to distinguish hail-totaled cars from wrecked or flooded ones. Others simply mark the title as ‘salvage,’ ” CarInsurance.com stated. “If the car is not declared salvage, the title is clean. The damage may show up on electronic notification systems such as Carfax, though.”

Hail dents can be expensive. The biggest question with hail damage is whether or not you have comprehensive insurance coverage. Typically you will NOT be covered for hail if you do not. In Alberta especially, many policy holders don’t have hail coverage and glass coverage because it’s so expensive. Windshield and hail damage are common occurrences in Alberta and thus insurance premiums are higher. Even a few small hail dents can be costly especially if you are paying out of pocket. The Dent Shop  (469) 233-5880